Prioritize safety and medical attention. If possible, exchange contact and insurance information with the other driver and document the scene. Call 911, and they will probably ask if anyone needs an ambulance and if the cars are disabled. If the answer to both are no, then they probably will not come to the scene. Regardless, take photos of the vehicle damage, and unless you feel fine, head to a hospital to be evaluated. Then contact an attorney to discuss your options.

Insurance adjusters may ask for statements or request information that could affect your claim. It is best to speak with an attorney before providing recorded statements. The other driver’s insurance company is not your friend, and they are looking to get this claim resolved for as little as possible. Do not trust what they tell you.

Texas follows a modified comparative fault rule. You may still recover damages as long as you are not more than 50% responsible for the accident. But, don’t assume you were the party mostly at fault as an investigation may prove otherwise.

Compensation may include medical expenses, lost wages, property damage, pain and suffering, and other losses caused by the accident. If you will be without a vehicle for an extended period, you may have damages for the loss of use of your vehicle.

Some claims resolve in a few months, while others take longer depending on the severity of injuries, medical treatment timelines, and negotiations with insurers. If suit is filed, the time it takes is often dependent on the court’s timelines.